'Obamacare' a Disaster for the Middle Class

Obama Care causing massive increases in medical premiums for the middle class and self employed. Government healthcare, here we come.

Thanks to Obama, Pelosi, Reid and all their friends, Obamacare is a living breathing monster and I don't really care what is in it now that it is passed.  What I do care about is my medical premiums for my small family has gone from $821 per month prior to Obama being elected to $1,711 per month a mere four years later.  For all you folks who didn't make it through high school math, that is a 109% increase under the Obama adminstration in just four years!  Guess, what?   My annual premiums of $20,532 is before I have to come out of pocket to pay the combined $8,000 family deductible and a $40 co-pay.  Better not get sick.  At least my flu shot was free. 

Now how much would my premiums be if I didn't have to cover 12 miliion (that's a low number) illegals from every country in the world who our government refuses to deport and who don't pay anything into the sytem or pay for abortions or free contraceptives or outrageous medical malpractice claims?  The system is broken and Obamacare only made things worse, much worse.  Anyone else feeling the premium pinch in their wallet?  Anyone's premiums gone down? 

Now I am just one family but now take the same premium increase I am experiencing and apply it to all government and agency employee benefits where the taxpayer usually pays 85%-100% of employee and their family premiums and get ready for fewer services and increased taxes and water rates.

Time for some bold leadership from all levels of State and Federal Government to get our debt reduced and country back on track.  Waiting for Superman.

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F. Dunn January 25, 2013 at 04:44 PM
Kevin, yes, it has improved my situation. I am finally able to get insurance again, which had been denied to me for years because of a pre-existing condition based on an event that happened years ago but that has not happened again. This insurance isn't cheap but as middle-class folks we can afford it by budgeting carefully.
Kevin George January 25, 2013 at 05:03 PM
Great! Can you kick me back say 1% to show your appreciation and help defray my increase? Because this middle class family is quickly budgeting itself into poverty.
Things I Learned January 25, 2013 at 05:11 PM
"How Much Is the Obamacare ‘Tax’? ....The minimum amount — per person — will be $695 once the tax is fully phased in. But it will be less to start. The minimum penalty per person will start at $95 in 2014, the first year that the law will require individuals to obtain coverage. And it will rise to $325 the following year. Starting in 2017, the minimum tax per person will rise each year with inflation. And for children 18 and under, the minimum per-person tax is half of that for adults. However, the minimum amount per family is capped at triple the per-person tax, no matter how many individuals are in the taxpayer’s household. So, for example, a couple with one child over 18 (or two children age 18 or under), and no coverage, would pay a minimum of $285 in 2014, $975 in 2015 and $2,085 in 2016. And that would be the minimum no matter how many uninsured dependents a taxpayer has. The tax would be more for persons with higher taxable incomes. When phased in, it will be 2.5 percent of household income that exceeds the income threshold for filing a tax return. For 2011, those thresholds were $9,500 for a single person under age 65, and $19,000 for a married person filing jointly with a spouse. So, to give a rough calculation, a couple with $100,000 of income might pay a tax of $2,025 if they choose to go without coverage." http://www.factcheck.org/2012/06/how-much-is-the-obamacare-tax/
No Bad Government January 25, 2013 at 07:27 PM
Actually F, not quite. My premiums in Jan 2004 were $697 and in Jan 2008 were $821, a 17% increase over 4 years. Now I was a little younger than but still.
Kyla January 25, 2013 at 09:59 PM
I'm finding that it's significantly cheaper for me to not have insurance. My one yearly doctor visit and one prescription are cheaper than one month of an insurance premium. Add the "taxamapenalty" (thank you, Things) and I'm still way ahead, barring catastrophic illness/injury. My current income simply does not afford me insurance. And in 2014, I will be punished, by my government (which is supposed to be watching out for my welfare), for not being able to afford something. How is that fair? The government tries very hard to make this seem like a choice, that everyone can afford insurance, but can *choose* to not buy it out of principle and pay the penalty. But until the yearly premiums are equal to the penalty, this is not a choice (I fear they will get there eventually, but not because premiums decrease).


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